“THE SOLUTION TO HOMELESSNESS IS HOUSING.” INDIANAPOLIS - Across the board, activists, social workers, academics, and others grappling with the national housing crisis agree that helping people experiencing homelessness find permanent housing is enormously challenging. But beginning in the early 1990s, communities across the country embraced a philosophy that came to be known as “Housing First,” and began providing permanent “supportive” housing with few or no barriers to entrance, while helping clients solve the complex problems that contributed to their homeless status in the first place. In 1993, Indianapolis banker Frank Hagaman recognized that the city was filled with abandoned buildings, while thousands of residents desperately needed safe, affordable housing.  Drawing on his...