housingcrisis | Fort Wayne Media Collaborative

Mobile Home Living in Fort Wayne: Get Grounded on the Rules, Rights, and Regulations

by Gabi Lorino | May 8, 2024

Roiann Smolinski of Fort Wayne lived in a mobile home with her family about 40 years ago, and remembers it well. “We had a small court, maybe only 30 homes, in a convenient location close to work. The court got plowed out early from snow. We had three bedrooms and two baths, and a nice sized kitchen. It served our purpose for living, until we bought a house six years later. My dad lived in the same court, so that was a bonus.” Smolinski also noted a few drawbacks, such as no access to covered or reserved parking spaces. Smolinski paid $135 for the home plus $190 for lot rent per month, which included landscaping and snow plowing but not utilities. Despite the arctic chills that visit Fort Wayne each winter, their mobile home stayed cozy. “We didn't have any trouble with...

Home Free: How the Forty Percent Live

by Gabi Lorino | May 1, 2024

Fort Wayne homeowner Kate was surprised to discover how she felt when she made the last mortgage payment on her home. “I thought the day I paid off the house would be the best day ever, but it is really the next month, when you don’t have to make that payment and you suddenly realize how much money you have to spend on something else.” At first she devoted her extra money to fixing up her house, but once those tasks were done, her options expanded. “Now we have money to go on vacations and relax and look toward retirement with less stress. My husband says that this house is our guarantee that we won’t have to eat cat food,” she joked. Their home has nearly tripled in value since they purchased it in 1996. She recommended making a full commitment to the home and its location to make...

Time for Change in Michigan, Legislature to Protect Renters Being Worked On

by Dezaray Clawson | Jan 22, 2024

Nearly 20% of Michigan renters will face the threat of eviction this year. In a state with over 1 million renters, this leaves about 200,000 citizens at risk of losing their homes. But there is legislation in the works to try to solve this. Michigan RentersInfogram In 2022, Ann Arbor, a city where over half the households are renters, passed Section 8:531 of the housing code, the right to renew. This law requires Ann Arbor landlords make a “good faith” offer to renew a lease 180 days before a tenant’s lease is up. Relocation is expensive and time consuming. Apartment hunting, packing, cleaning, along with security deposits and first- and last-month rent payments add up fast. If a tenant is offered an opportunity to renew, this can save them from being placed farther back...

Housing Crisis: A Growing Problem in Central Ohio

by Lindsay Burke | Jan 18, 2024

As housing costs continue to increase across the nation, so does the stress on lower income and middle-class families in Columbus, Ohio. The problem? Too many residents, not enough affordable places to live. A recent report found over half of homeowners in Central Ohio are spending most of their income on housing costs. To be considered affordable, housing expenses should represent no more than 30% of a household’s income, according to the U.S. Department of Housing and Urban Development. Carlie Boos, executive director of the Affordable Housing Alliance of Central Ohio, says the area’s housing supply is struggling to keep pace with the population. This very underbuilding of housing is one of the key drivers of housing costs. As of August 2023, Columbus home prices were...

Renting in the State of Kentucky

by Ireland Miller | Jan 17, 2024

Andrea Zang hopes for a world where there are no limits to who can access sustainable and truly affordable housing. “It’s a rent crisis,” said Zang, a Kentucky resident, member of KY Tenants and a leader with the Homes Guarantee campaign. “People are making decisions to not buy food, to not buy medical care because they have to make rent.” Homes Guarantee is led by tenants and aims to ensure everyone has the ability to find comfortable, safe, and affordable places to live. Over 250 tenant-led organizations have contributed to this cause and are working to meet with White House officials. According to data from InvestFourMore, a blog started by Colorado landlord and real estate agent Mark Ferguson, Kentucky is the second-most landlord-friendly state in the U.S. with a ranking...

3 Fountains Cooperative with Board President Lynda Rogers

by Gabi Lorino | Jan 4, 2024

https://youtu.be/bfT1e6LF5NY Living in a cooperative makes you part of a community, because everyone there owns a share of the building or the property. Cooperative living can create opportunities for those who earn a living but cannot afford, or do not wish to live in, market-rate housing. Shareowners share in the risks and the rewards of living in a cooperative, so it isn’t like leasing an apartment. If you plan to live in an area for a few years, you may want to invest in a cooperative there!

3 Fountains Fort Wayne Cooperative with Property Manager Kia Langston

by Gabi Lorino | Jan 4, 2024

https://youtu.be/IGNr9do0E9o Living in a cooperative makes you part of a community, because everyone there owns a share of the building or the property. Cooperative living can create opportunities for those who earn a living but cannot afford, or do not wish to live in, market-rate housing. Shareowners share in the risks and the rewards of living in a cooperative, so it isn’t like leasing an apartment. If you plan to live in an area for a few years, you may want to invest in a cooperative there!

Indiana Cooperative Development Center How Cooperatives Work

by Gabi Lorino | Jan 4, 2024

https://youtu.be/yCoCn7qetJM Child care. Housing. Businesses. Agriculture. Energy. Food. These are some needs that can be met-and maximized-through the cooperative model. In this video, Deb Trocha of the Indiana Cooperative Development Center shares the costs and benefits of setting up businesses in the cooperative model. Cooperatives are owned by the people who use them and benefit from them, which excludes investors and third parties. The Fort Wayne Media Collaborative concentrates its reporting on housing, with a goal of empowering people to figure out their best solutions to the ongoing problem of housing affordability. Find out more about cooperatives and how to start a corporation for a new housing cooperative, or a co-op of any kind, at our website, fwmediacollaborative.com.

Indiana Cooperative Development Center Indiana Cooperatives

by Gabi Lorino | Jan 4, 2024

https://youtu.be/CLa9MjSDDK4 With a lack of legal protections for renters and rising rents here in Indiana, most Hoosiers can’t afford to buy a home of their own. However, they may be able to purchase a home in a cooperative, or start a housing cooperative from scratch with the help of the Indiana Cooperative Development Center. In this video, Deb Trocha of the ICDC talks about Indiana cooperatives and what her organization can do to help those who want to start cooperatives of any kind—such as those related to housing, child care, business, energy, and food—here in Indiana. For more information visit fwmediacollaborative.com

KHEPRW Goals for Indianapolis Community Land Trust

by Brianna Datta-Barrow | Dec 6, 2023

https://youtu.be/6XO8zWrwZZM Kheprw is a nonprofit organization based in Indianapolis that’s taking an active role in creating affordable housing options for residents by starting a Community Land Trust there. Their strategy is to develop community leaders who can move their CLT project forward and help address some of the inequalities in wealth that have influenced who can afford housing and who cannot. With Indianapolis’ eviction rate soaring to #8 in the US according to the latest numbers out of evictionlab.org, this type of strategic thinking on the part of nonprofits is needed to help provide residents with affordable, long-term housing solutions. A conversation with Alvin Sangsuwangul and Gabi Lorino. For more information, visit kheprw.org For more information, visit...

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